How To Cancel Kohl’s Credit Card? 2 Cancelation Modes!!

Owning a Kohl’s credit card comes with various perks, including free online payments, paperless e-statements, and a potential boost to your credit score. However, circumstances may arise where you find it necessary to cancel your Kohl’s credit card, whether due to changing financial preferences or discovering a more appealing credit card service with better interest rates.

In this extensive guide, we will delve into the two primary methods of cancelling your Kohl’s credit card, discuss the implications of such a decision, provide insights on reopening a closed credit card, explore freezing options, and address frequently asked questions.

Methods of Cancelling Kohl’s Credit Card:

Cancelling Over the Phone

 To initiate the cancellation process over the phone, reach out to Kohl’s customer service at (800) 564-5740. Communicate your intention to cancel and be prepared to articulate a valid reason for your decision. The customer support representative will request essential details for identity verification, and once confirmed, your cancellation request will be processed. Subsequently, you can expect to receive a confirmation email regarding the cancellation.

Cancelling Online

For those who prefer an online approach, Kohl’s provides a chat option on their website for cancelling your credit card. Visit the customer service center on their website, locate the Chat option at the bottom right corner, and engage with a customer service agent. During the chat, you’ll be prompted to provide necessary account details, including your credit card number, and follow the instructions to complete the cancellation process.

Reopening a Closed Kohl’s Credit Card:

If you have previously cancelled your Kohl’s credit card but later realize the need for it, you can contact Capital One, the original issuer of the card, at 1 (800) 564-5740. The eligibility for reopening depends on factors such as the duration since closure and the reasons for the initial cancellation. If deemed eligible, you can successfully reinstate your Kohl’s credit card.

Freezing Your Kohl’s Credit Card:

Unlike some credit cards, Kohl’s credit card does not offer a freezing option. If your card is lost or stolen, contact Capital One customer service at 855-564-5748 immediately. They will cancel your current card and issue a replacement.

Impact on Credit Score:

Closing any credit card, including Kohl’s, can potentially affect your credit score. The extent of impact is contingent upon the credit limit of the closed card and the duration of its usage. It’s essential to be aware that closing a credit card may result in a decrease in your credit score.

Frequently Asked Questions (FAQs):

Does The Kohl’s Credit Card Have An Annual Fee? Kohl’s credit card does not have an annual fee. However, users may incur late fees or returned payment fees.

What Happens If I Don’t Activate My Kohl’s Credit Card? Once approved, your Kohl’s credit card is considered open. Non-activation does not close the card, but you won’t be eligible to use it until activated.

What Is My Kohl’s Card Expiration Date? Kohl’s credit cards do not have an expiration date, allowing users to utilize them without concerns of renewal.

Why Did Kohl’s Close My Credit Card? Accounts inactive for 24 months may result in automatic closure. To prevent this, ensure periodic usage of your Kohl’s credit card.


In conclusion, cancelling your Kohl’s credit card involves a straightforward process through phone or online channels. Understanding the potential impact on your credit score is crucial, and if circumstances change, reopening the card is a viable option. The absence of a freezing option necessitates immediate action in case of loss or theft. Frequently asked questions provide additional clarity on common concerns. We hope this comprehensive guide aids you in navigating the cancellation process and making informed decisions regarding your Kohl’s credit card. If you have other credit cards you wish to cancel, feel free to inquire in the comments, and we’ll be happy to assist.

Meet Samuel J. Rivers, a passionate supporter of keeping things private and making sure money stays safe online. He likes making online things more secure and has a mission to help people like you feel confident when using the internet. He made this website because he really wants to stop people from losing money. Whether it's figuring out tricky sign-ups, helping with memberships, cancelling orders, or deleting accounts, Samuel is here to help you.

Leave a Reply

Your email address will not be published. Required fields are marked *