Money isn’t just a tool—it’s a roadmap. And like any good roadmap, it works best when you know your destination and plot the journey in stages. Your financial priorities naturally evolve as you age, and what matters in your 20s is vastly different from your...
Samuel J. Rivers
Meet Samuel J. Rivers, a passionate supporter of keeping things private and making sure money stays safe online. He likes making online things more secure and has a mission to help people like you feel confident when using the internet. He made this website because he really wants to stop people from losing money. Whether it's figuring out tricky sign-ups, helping with memberships, cancelling orders, or deleting accounts, Samuel is here to help you.
10 types of laziness (And Their Cure Guaranteed)
Confusion – “I Don’t Know What to Do” Have you ever sat down to start something important—maybe a work task, a personal project, or even a small errand—and just froze? You stare at your to-do list, your mind spinning in circles, and all you can...
Tips for Smart Credit Card Use
Pay Off Your Balance Each Month One of the simplest yet most powerful habits you can develop with a credit card is paying off your balance in full every month. It sounds straightforward, but many people underestimate just how much this single habit can impact...
3-Month Discipline Plan to Transform Your Life
Most people chase motivation. They wait for that magical feeling of inspiration to strike before starting a new habit, exercise routine, or work project. The problem? Motivation is unreliable. Some days it’s high, some days it’s nonexistent. Discipline, however, is consistent. Discipline doesn’t wait for...
What ADHD is and What ADHD is not?
Defining ADHD ADHD, or Attention-Deficit/Hyperactivity Disorder, is one of the most misunderstood conditions out there. If you’ve ever heard someone say, “Oh, they just have ADHD, that’s why they can’t focus,” you know how little people actually understand it. ADHD isn’t just about being a...
Signs You’re Masking ADHD (And Why It’s Time to Stop)
If you live with ADHD, chances are you’ve become an expert at something that doesn’t get talked about enough: masking. Masking is when you cover up, hide, or downplay the parts of your ADHD that don’t fit into the box that society expects you to...
30 Cheat Codes for Life that no one tells you
Why These Things Matter You already know stress, clutter, overwhelm hurt your day. These hacks target small actions that pay off over time. Studies show people lose hours each week to distractions. A 2024 U.S. Bureau of Labor Statistics report found labor productivity rose 2.3%...
5 DIY Accent Lighting Ideas to Brighten Your Space
How to Create Ambient Lighting with LED Strips Ambient light is defined as the general illumination within a space. The availability of ambient light throughout the home is one of the most critical considerations in interior design. With LED strip lights, there are many more...
5 Simple Ways to Transform Your Bathroom with Amazon Finds
Karate Kid Villain Under Fire for Alleged Misconduct at Fan Convention The actor who played the iconic villain in the beloved Karate Kid franchise has found himself in hot water after allegations surfaced of misconduct at a fan convention. Terence Baylor, also known as Tamlyn...
5 Renter Friendly Kitchen Backsplash Ideas You Need
10 Temporary and Removable Backsplash Ideas for Renters The Struggle is Real: Dealing with Ugly Rental Kitchen Features Hunting for a rental apartment is just about the worst thing about modern urban life. Not only do you have to contend with application fees and sketchy...